Ace AI
Ace AI
Access 12+ Federal Reserve FRED economic indicators through AI — mortgage rates, housing data by state, employment, inflation, affordability, and migration patterns. Turn raw data into client-ready conversations and listing presentations.
Ace Pro connects to the Federal Reserve Economic Data (FRED) database maintained by the Federal Reserve Bank of St. Louis — the most authoritative source of economic data in the United States. Through Ace's MCP tools, you can access 12+ categories of indicators in real time. Mortgage Rates: 30-year fixed, 15-year fixed, 5/1 ARM, FHA, VA, and Jumbo rates with current values, historical trends, and rate change analysis. Housing Market Data: median home prices, sales volume, inventory levels, days on market, and new construction activity — available nationally and broken down by state and metro area. Employment Data: unemployment rates, job growth, wage trends, and construction employment — national and by state. Inflation Data: Consumer Price Index (CPI) and Personal Consumption Expenditures (PCE) with component breakdowns for housing, energy, food, and core inflation. Housing Affordability Index: income-to-price ratios, debt-to-income metrics, and first-time buyer affordability by region. Population Migration: inbound/outbound migration patterns by state, growth markets, declining markets, and housing demand projections. Investment Metrics: cap rates, rental yields, appreciation trends, total returns, and risk assessment by property type. Economic Forecasts: Federal Reserve projections for interest rates, inflation, GDP growth, and unemployment.
Mortgage rates are the single most impactful data point for buyer conversations, and most agents quote rates from memory or a quick Google search. With Ace, you can pull precise, current data from the Federal Reserve and contextualize it for your client. Ask the AI: 'What are current 30-year fixed rates and how do they compare to 90 days ago? My buyer is deciding whether to wait.' The AI fetches the exact current rate, calculates the 90-day change, and can frame the data in terms your buyer understands — for example, how a 0.25% rate increase on a $400,000 mortgage translates to roughly $60 more per month. You can also compare rate types: 'Compare 30-year fixed versus 5/1 ARM for a buyer planning to sell in 5 years' gives your client a data-driven framework for their financing decision. FHA and VA rate comparisons help you serve first-time buyers and veterans with specific, accurate numbers instead of generalizations.
Sellers choose agents who demonstrate market expertise. Ace lets you build data-backed listing presentations in minutes instead of hours. Ask: 'Pull housing market trends for Texas over the last 12 months — prices, inventory, and days on market.' The AI returns state-level data you can present in your listing appointment. Go deeper with: 'What is the employment growth rate in Austin and how does it compare to the national average?' Strong job growth correlates with housing demand, and showing this data demonstrates that your pricing recommendation is grounded in economic fundamentals. For luxury listings, investment metrics like cap rates and appreciation trends add sophistication. For relocation clients, population migration data shows which markets are gaining residents (and therefore demand) versus losing them. Each data point comes from the Federal Reserve — the most credible source you can cite.
Monthly or bi-weekly market update emails are one of the highest-value nurture touches you can send — they position you as a market expert and keep you top-of-mind. The problem is that writing them manually takes 30-60 minutes of research and composition. With Ace, the entire workflow takes 2 minutes. Ask: 'Draft a market update email for my buyer leads in California. Include current mortgage rates, housing price trends, and affordability analysis. Keep it under 300 words and professional.' The AI fetches live Federal Reserve data, composes a clear summary, and formats it for email. The Compliance Guard checks for Fair Housing violations before you send. You can generate different versions for different audiences — a buyer-focused update emphasizing rates and inventory, a seller-focused update highlighting appreciation and days-on-market, and an investor-focused update with cap rates and rental yields. Set up a recurring workflow: every first Monday, ask the AI to draft your market update using the latest data.
The Housing Affordability Index is one of the most useful but underutilized data points in real estate. Ace provides national and regional affordability analysis including income-to-price ratios (how many years of median income does the median home cost?), debt-to-income metrics (what percentage of income goes to housing costs at current rates?), and first-time buyer affordability breakdowns by income bracket. In practical terms: when a buyer says 'I am not sure I can afford to buy right now,' you can pull actual affordability data for their region and income level. 'Based on current rates and median prices in Denver, a household earning $85,000 can qualify for approximately X with a conventional loan.' This moves the conversation from emotion to math. For investors, the affordability index inversely correlates with rental demand — areas where buying is least affordable tend to have the strongest rental markets.
Real estate is local, and Ace's market data tools let you compare regions with precision. Ask: 'Compare housing market performance between Florida and Texas over the last 2 years — prices, inventory, employment growth, and population migration.' The AI pulls parallel datasets for both states and presents a side-by-side analysis. This is invaluable for relocation clients who are deciding between markets, investors evaluating where to deploy capital, and agents expanding into new territories who need to understand the macro dynamics. You can drill down to metro-level data for specific comparisons: 'How does the Phoenix housing market compare to Nashville in terms of price appreciation, days on market, and new construction?' The AI synthesizes data from multiple FRED series to build a comprehensive comparison that would take hours to assemble manually.
Investor clients require a different data set than owner-occupant buyers. Ace provides investment-grade metrics including cap rates by property type (residential, commercial, multifamily, industrial, retail), cash flow analysis, historical appreciation trends, rental yield calculations, total return projections, and risk assessment scores. Ask: 'What are current cap rates for multifamily properties nationally and how have they trended over 5 years?' or 'Compare total returns between residential rental and commercial real estate in California.' For investors evaluating specific deals, you can contextualize their property's projected returns against regional benchmarks. The Financial Stress Index and Credit Availability Index provide macro-level indicators that sophisticated investors track — recession probability, market volatility measures, and lending condition forecasts that affect real estate investment timing.
Federal Reserve FRED data updates on different schedules depending on the indicator. Mortgage rates update weekly (every Thursday from Freddie Mac's Primary Mortgage Market Survey). Housing price indices update monthly with a 1-2 month lag (Case-Shiller and FHFA indices). Employment data updates monthly (Bureau of Labor Statistics release, typically first Friday). Inflation data (CPI) updates monthly. GDP data updates quarterly. Population migration data updates annually. When you pull data through Ace, the AI automatically fetches the most recent available release. If you ask for a data point and the most recent release is from the prior month, the AI will note the data date so you know exactly how current the information is. For time-sensitive conversations (rate locks, offer deadlines), mortgage rate data is the most current at weekly resolution.
ACE Solutions has completely changed how we work inside Follow Up Boss. It\'s not just automating tasks — it\'s actually paying attention.
Our ISAs say Ace is their secret weapon. It gives them better context on every lead, helps tailor the conversation, and makes follow-up a lot smoother.
Having instant access to market insights is a huge confidence booster. I can pull Federal Reserve data into a client email in seconds.
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Federal Reserve FRED data access is included with Ace Pro at $55/month. There is no additional per-query charge. The FRED database itself is a free public resource maintained by the Federal Reserve Bank of St. Louis — Ace simply provides the AI tools to query it through natural language and incorporate the results into your CRM workflows.
The data is identical — Ace queries the same FRED API that powers the Federal Reserve's own website. The numbers are not estimates or approximations. When you ask for the current 30-year fixed mortgage rate, you get the exact same figure published in Freddie Mac's Primary Mortgage Market Survey. The AI adds context and analysis but does not alter the underlying data.
Yes. Federal Reserve FRED data is public domain and free to use in any commercial context, including marketing materials, listing presentations, buyer consultations, and social media posts. You should cite the source (Federal Reserve Bank of St. Louis / FRED) for credibility. The AI will typically include the data source and date in its responses.
FRED data is available at national, state, and select metro area levels. It does not go down to zip code granularity. For hyper-local data (specific neighborhoods or zip codes), you would supplement FRED macro data with MLS data from your local board. Ace's value is in the macro economic context — rates, employment, migration, affordability — that frames local market conditions.
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